WARNING! Late repayment can cause you serious money problems. For help go to www.moneyadviceservice.org.uk We are an authorised credit broker and not a lender and We may receive a commission from the lender.

Responsible Broking Policy

We want you to have a good experience when you apply for a loan on our website, loan4you.uk We work hard to make sure we give you clear and fast customer service. We are like a middleman between you and the people who lend you money. We have rules to make the loan process easier to understand and to help you find the right answers if you have questions or problems.

Payment Collection

At loan4you.uk we don’t collect payments. Your lender will contact you by email, phone, or mail to tell you how to pay back the loan. You should talk to your lender to know how they collect payments because each lender may collect in different ways.

Getting Late With Payment

If you can’t pay your loan on time, talk to the lender. They might be able to give you more time to pay, but only if it follows the original loan rules. Different lenders have different rules for late payments. Remember, if you’re late with payments, you’ll have to pay more money and your credit score might go down.

If You Do Not Pay

If you can’t pay your loan on time, your lender will start trying to collect the money from you as stated in the agreement. They might contact you to make a new payment schedule, but it could mean extra charges. The lender may also take legal action to get their money back. Talk to your lender before you miss a payment to know more about how they collect payments and to find a solution.

Renewing Your Loan

To renew or extend your loan, contact your lender before the payment is due. Your lender may offer you the same terms as before, but each lender has a different policy and may charge additional fees or interest for renewals. In some cases, renewals may happen automatically. Make sure you think carefully before renewing your loan and consider talking to a financial advisor.


This message is general financial advice only and may not be best for your needs. It’s important to get personalized advice from a financial consultant who understands your situation. They can help you make decisions that will work best for you and your goals. Before making big financial decisions, seek advice from a financial consultant. They have the skills and knowledge to navigate complex financial issues and help you achieve your goals. Be sure to take care of your financial health by seeking the right advice from an independent financial consultant. This can help ensure a prosperous future for you.

Borrow up to £5000 for up to 36 months!

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No Fees

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%
Representative APR: 79.5% (variable)