We are not a direct lender. We are consumer transparent credit broker. We cooperate ony with reputable, responsible lenders authorised by the Financial Conduct Authority. You find out more about checking FCA website.
Our aim is to connect customers who seeking for a loan short term loan with the authorised lenders.
When you finish your application online we will start the matching process passing your information through to the authorised lender's panel so they can make a decision, however, borrow you the money or not. If you qualify for the loan we will pass the information and we will get pay for this information. The next step will be we will send you to the lender website so then you and the lender can decide whether to accept the loan plan and terms. This is very important to know that your acceptance can be done online with the lender. In case if one of the lenders initially approves your request we will refer you to another reliable consumer credit broker so your effort won't be wasted.
We are doing all hard work for you. When you complete the form on our website then press Apply Now button the matching process will begun. The matching process is nothing else like finding the best lenders for you
The process is very fast and we can match you with the lender in a matter of minutes however some of the lenders in certain cases might need to see more information and hear more from you and this can delay the payout a little. Generally with our panel of lenders when you approved for a loan the money can be transferred the same day if you apply before 3 PM Monday to Friday. When you apply after 3 PM or during the weekend or bank holiday then it might be delayed and the money will appear in your account the next working day.
The only one way is the transfer to your bank account so you need to be sure you have bank account and debit card. There is no other way to receive the funds.
The loan range amount is 100 - 1000.
Some of the lenders perform credit checks but not all of them from our panel. If you won't get approval from one of them, we may allow the lender to review your information to consider offering you a loan.
Yes, you can. Any type of credit history can be taken into consideration.
No, you cannot. The bank account is one of the conditions you have to meet to qualify.
While applying for a loan you will be asked to address the date on which the repayment will take place. When the time comes the payment will take place from your bank account. If you need another option you need to contact your lender directly and discuss it with him.
In that scenario, you have to contact your lender immediately. In fact, our lenders are aware of such situations that peoples' circumstances can change drastically, however, missing the payments can affect your ability to take the loan in the future.
We are always happy to hear from our consumers. If you have any suggestions regarding the services we offer or if even there is something you do not like or something that you are not satisfied with please use the email below to write to us and tell us about it. We will come back to you in the next couple of days.